You finished four years of college and feel that you have finally accomplished your goal. Now you will be able to go out and get hired, on the spot, for the job you have always wanted. Or will you? Obtaining the job you want right out of college isn’t always a reality. Many college graduates end up working jobs just to pay the bills, often in industries unrelated to their chosen majors. Also, more often than not these days, a career in a certain field requires a Master’s degree at minimum.There are some differences between graduate and undergraduate school. The following is a list of some of the changes you can expect as you begin your grad school search.When choosing a graduate degree program, it is important to know where you will live. If you have to have off-campus housing, then you may have to maintain a full or part-time job while in school. As you consider grad schools, think about the program you want to attend, the city you will live in, and what kind of financial considerations you need to make to afford it all. Do you need a part- or full-time job? Can your housing and other student expenses be covered by grad loans?Many graduate programs offer students the opportunity to apply for assistantships and fellowships. If a student earns one of these, they work for the school and usually the entire tuition is paid for. They may also qualify for a stipend each semester. The student will work as an assistant in a department, or they may even teach undergraduate courses. Applying for an assistantship and/or fellowship is a great way to offset the price of going back to school. It will enable them to eliminate or minimize the need for grad loans.