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  • +9

    Presidential Candidates on Student Loan Debt

    Presidential Candidates on Student Loan Debt
    We are approximately 508 days away from the next Presidential Election, but that doesn’t mean presidential hopefuls on both sides of the aisles haven’t already been vocal about on one pretty important topic to college students: student loan debt. Earlier this month, Former Secretary of State, Hillary Clinton, kicked off her campaign with a speech that hinted at her plans for ...
    Published 13 days ago | Rated: +9
  • +18

    When Student Loans Aren't Enough

    When Student Loans Aren't Enough
    Though federal student loans, such as the Federal Stafford Loan, help many students to attend college, families often find that even the maximum loan amounts are not enough to pay for their education. For instance, the average cost of attendance at a four-year public school for the 2014-2015 academic year is $22,958 and at a four-year private school, it’s $31,231— yet ...
    Published 27 days ago | Rated: +18
  • +13

    How the Average Joe Can Pay for School

    How the Average Joe Can Pay for School
    As the cost of college is increasingly on the rise, many average, every day families are wondering how they’re going to pay the bill. Unfortunately, most families can only pay for some of the costs up front. And that means student loans become a requirement. According to The Institute for College Access and Success, nearly 70% of college students graduated with ...
    Published 28 days ago | Rated: +13
  • +19

    The Horrors of Defaulting on Education Debt

    The Horrors of Defaulting on Education Debt
    This is a cautionary tale of the consequences of defaulting on education debt, based on the experiences of seven borrowers of federal and private student loans. The stories are all true, but names and inconsequential details have been changed to protect the borrowers. Education debt is a necessary evil. Most students graduate from college with student loan debt. The bottom line ...
    Published about 1 month ago | Rated: +19
  • +13

    It’s Payback Time: Keeping Up with Your Student Loan Payments

    It’s Payback Time: Keeping Up with Your Student Loan Payments
    For the past four or five years, your student loans have been a nagging presence, but something that you’ve kept tucked away in the back of your mind – behind the essays, Blue Book exams and presentations. But now, it’s time to bring those pesky student loans to the forefront of your mind and get down to business on repaying them. ...
    Published about 1 month ago | Rated: +13
  • +7

    The Procrastinator's Guide to Financial Aid

    The Procrastinator's Guide to Financial Aid
    When it comes to financial aid, late is often too late. Funds for next year are already allotted, and your school simply has nothing more to give. But don't give up until you consider these options: Step 1: Check out your school's Web site. Many sites provide information about the school's late applicant policies, additional suggestions for late applicants and links ...
    Published about 1 month ago | Rated: +7
  • +10

    College Just Got Cheaper: Federal Loan Interest Rates Drop

    College Just Got Cheaper: Federal Loan Interest Rates Drop
    If you plan to borrow to pay for school during the 2015 – 2016 school year, there’s good news ahead. The cost to borrow just got cheaper. New Stafford loans will have an interest rate of 4.29% and will save about $117 in interest over the life of a $5,500 loan, as stated by The Washington Post. Graduate students will receive ...
    Published about 1 month ago | Rated: +10
  • +33

    9 Ways to Pay Off Student Debt

    9 Ways to Pay Off Student Debt
    Do you feel like you’re drowning in debt? Many students feel like they’re never going to get out of the debt cycle. In fact, according to an annual Project on Student Debt report released in March 2014 from the Institute for College Access & Success (TICAS), “Seven in 10 college seniors (71%) who graduated last year had student loan debt, with ...
    Published about 1 month ago | Rated: +33
  • +21

    Borrowing for College: How Much is Too Much?

    Borrowing for College: How Much is Too Much?
    Too much of a good thing can be bad, as Shakespeare demonstrated, and the axiom is true of student borrowing for college. Students may believe it is difficult enough worrying about the big exam next week or whom to take to the spring dance. Yet students must stretch themselves and imagine a much greater consequence, years into the future, when they ...
    Published about 1 month ago | Rated: +21
  • +14

    Guide to Student Loans

    Guide to Student Loans
    Sometimes, the hardest thing about college or graduate school is paying for it. Scholarships, grants and work-study can help, but to fill the financial aid gap, most students will need to take out loans. There are a number of loan programs available. To pick the best one for you, check out all your options: Stafford Loans Stafford Loans are low-interest loans, ...
    Published about 1 month ago | Rated: +14
  • +51

    Loans 101: the Basics of Borrowing

    Loans 101: the Basics of Borrowing
    If you're a current or future college student, chances are good that you're considering a student loan. Before you make any decisions, it pays to understand the basic principles behind borrowing. All loans consist of three components: The interest rate, security component and term. The Interest Rate The interest rate is the lender's charge for the use of their money. The ...
    Published about 1 month ago | Rated: +51
  • +30

    Student Loan Glossary

    Student Loan Glossary
    To fully understand your student lending options, it's helpful to review to language used within most loan terms and agreements. After all, how can you agree to anything without knowing what the terms you're agreeing to actually mean? It certainly helps to understand some basic loan terms, many of which you'll find them scattered throughout loan materials and in conversations with ...
    Published about 1 month ago | Rated: +30
  • +35

    Making Smarter Student Loan Decisions

    Making Smarter Student Loan Decisions
    It’s no secret that college is getting more expensive by the minute. For instance, the cost of education at a university rose from 23 to 38 percent between 2001 and 2010. That’s a huge climb! In attempts to make college possible, many students take out student loans in pursuit of their higher education. While an investment in education is one of ...
    Published about 1 month ago | Rated: +35
  • +11

    President Obama Signs Student Aid Bill of Rights

    President Obama Signs Student Aid Bill of Rights
    The difficulties of student loan repayment have been an integral part of the dialogue surrounding paying for school in recent years. College graduates began slipping under payments long before the recession, but the tough economic times only exacerbated the struggle, making it more of a common occurrence than an anomaly. Fortunately, the economy is healthier; however, the state of student loan ...
    Published 3 months ago | Rated: +11
  • +10

    6 Ways to Beat Student Loan Debt

    6 Ways to Beat Student Loan Debt
    After college, recent graduates have to face finding a new job, a place to live and a way to reconcile their new salary with the realities of paying for basic living expenses. On top of that, 71% of recent graduates had student loan debt, according to the Project on Student Debt. Furthermore, the average amount of student loan debt per graduate ...
    Published 9 months ago | Rated: +10
  • +38

    Crowdfunding for College

    Crowdfunding for College
    Crowdfunding, the latest trend in the startup craze, allows the public to view and donate to causes and projects via a public platform. Students have jumped on the bandwagon, utilizing crowdfunding resources to fund the often astronomical student loans that have accumulated. Here are some resources that students can utilize crowdfunding for debt payment, as well as manage a current financial ...
    Published 10 months ago | Rated: +38
  • +17

    Student Loan Rates Increase: the Impact on You

    Student Loan Rates Increase: the Impact on You
    On May 8, it was announced that student loan interest rates for the 2014-15 school year would increase for students borrowing from the federal government. Currently, the rates are fixed at 3.86% for undergraduate subsidized and unsubsidized Stafford loans, but next academic year, they will increase to 4.66%. Graduate and professional students can expect to see a 6.21% interest rate on ...
    Published about 1 year ago | Rated: +17
  • +15

    Choosing a Student Loan: Public vs. Private

    Choosing a Student Loan: Public vs. Private
    Loans – it’s a pretty loaded word, especially when it comes to higher education financing. Though they all serve the same purpose – helping you pay for school – they can come from a variety of sources. All students are encouraged to file the FAFSA, which will determine eligibility for financial aid. With this form, eligible students have the option to ...
    Published about 1 year ago | Rated: +15
  • +29

    Programs and Scholarships to Pay Off Student Loans

    Programs and Scholarships to Pay Off Student Loans
    If you’re like the millions of students looking for a way out of your student loans; I've got good news for you. There are alternatives but, as with most things in life, there’s a tiny catch. What's the catch? If you’re willing to do some good for the world (gasp!) and volunteer, there are plenty of programs that will be willing ...
    Published over 1 year ago | Rated: +29
  • +29

    Tuition Saving Tips

    Tuition Saving Tips
    Oh, tuition. Some consider it a nasty word and rightfully so. It’s expensive and can hang over a student’s head throughout college and for years to come. But there are ways to save on tuition – you just need to become savvy about it. It takes time and effort, but when you’re talking about that much money, it’s more than likely ...
    Published over 1 year ago | Rated: +29
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