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  • +18

    Bridge the Financial Aid Gap

    For many college-bound students the anticipation of higher education is overshadowed by financial anxieties. With tuition rising faster than financial aid dollars, more students are finding gaps in their financial aid packages. The gap appears when the student's expected family contribution (EFC) plus the school's financial aid package don't equal the cost of attendance. This gap appears as unmet need on ...
    Published almost 6 years ago | Rated: +18
  • +10

    Illinois State Agency Proposes Bond to Fund Increases in the State's College Grant Program

    The Illinois Student Assistance Commission (ISAC) is proposing to issue 10-year taxable revenue notes or bonds to increase funding for the state's college grant program. The bonds would provide $100 million a year in additional funding for the MAP grant program on top of current state appropriations of $405 million. This would increase the number of recipients to as many as ...
    Published over 3 years ago | Rated: +10
  • +11

    Types of Aid: Dollars for Change

    With college costs rising, most students need help paying for higher education. And most will rely on more than one source to cover costs. Learn how to put together the pieces of your financial aid package. Grants Grants are awards based on financial need or funds distributed to support a specific project (e.g. research grants). This is free money that doesn't ...
    Published almost 6 years ago | Rated: +11
  • +16

    Figuring College Cost: The Package Deal

    When you want to know what something costs you check the price tag, right? But sometimes it's not so simple. Compare going to a big-ticket school with attending a college with less expensive tuition. You might think it's easy to figure out which will cost you more. But in fact, every school figures out your financial aid package differently. And that ...
    Published almost 6 years ago | Rated: +16
  • +12

    Graduate Grants: Writing a Successful Proposal

    Graduate Grants: Writing a Successful Proposal
    You've found the perfect grant for your graduate program. Now you need to convince the grant or fellowship committee that you're the one to fund. More Than a Scholarship Application A grant proposal is a unique document. You have more freedom than you do when writing a scholarship application - and you have to do more planning as well. And even ...
    Published over 5 years ago | Rated: +12
  • +5

    Why Your Grandparents Could be Your Meal Ticket to College

    Why Your Grandparents Could be Your Meal Ticket to College
    There are many ways in which grandparents can help their grandchildren pay for a college education. These include legacy scholarships and tuition assistance programs, educational awards for volunteering and community service, college savings plans and direct gifts. Scholarships for Grandchildren Very few scholarships are based on a grandparent's affiliations. There are many more awards based on a parent's affiliations. However, sometimes ...
    Published over 5 years ago | Rated: +5
  • +12

    Impact of a Government Shutdown on Student Financial Aid

    Impact of a Government Shutdown on Student Financial Aid
    If Congress fails to pass legislation funding the federal government, the federal government will shut down and more than 800,000 government employees will be furloughed. The impact on federal student aid, however, will be minimal. During a government shutdown government employees who are considered "essential" will continue to work. This includes personnel who are critical for national security and the safety ...
    Published over 3 years ago | Rated: +12
  • +7

    White House Releases Model Financial Aid Award Letter "Shopping Sheet"

    White House Releases Model Financial Aid Award Letter "Shopping Sheet"
    The Obama administration revealed the final design for a standardized financial aid award letter on July 24, 2012. This one-page financial aid "shopping sheet" will provide students and their families with clear and easy to understand information about college costs and financial aid. It will enable families to compare college costs and financial aid offers side by side, helping them make ...
    Published almost 2 years ago | Rated: +7
  • +12

    Is a Student Who is Enrolled Simultaneously in High School and College Eligible for Federal Student Financial Aid?

    My 16-year-old son has passed an ability-to-benefit (ATB) test at a community college. He has been accepted has a regular student in a qualifying program but has not graduated from high school. The college is denying him the Federal Pell Grant because they are stating that he is enrolled in high school. My position is that in Florida he has passed ...
    Published about 3 years ago | Rated: +12
  • +4

    Is the Pell Grant Reduced When the Student Wins a Private Scholarship?

    My daughter has been approved for a Pell Grant. She recently received notification that she has won a $1,000 scholarship. Will the scholarship reduce her Pell Grant? — Virginia M. The Pell Grant is never reduced when the recipient wins a private scholarship. Some forms of need-based financial aid are reduced when a student wins a scholarship. These include federal campus-based ...
    Published almost 2 years ago | Rated: +4
  • +3

    Quick Answers to Common Questions about Financial Aid

    Financial aid is an inherently complicated topic. Sometimes students and parents have questions that may seem obvious to people who have more experience with financial aid. But they can't find the answers they need. This week's Ask Kantro column addresses several such questions. Hi. I was wondering how or where you can apply for the federal supplemental educational opportunity grant. I ...
    Published over 1 year ago | Rated: +3
  • +4

    Can a Student Receive a Pell Grant for a Second College Degree?

    I am a 25-year-old woman looking to go back to school for a second degree in a different field of study than my original degree. I am married to an enlisted sailor and currently unemployed. For my first degree I did not fill out the FAFSA and therefore I did not receive any federal aid in the form of grants or ...
    Published almost 2 years ago | Rated: +4
  • +4

    Summary of President Obama's Budget Blueprint for Federal Student Aid

    This article summarizes President Obama's FY2013 budget proposals for the federal student aid programs. Most of these proposals will require Congressional approval before they can be implemented. The combined cost of the President's proposals are in excess of $10 billion per year. Editor's note: This article has been updated to reflect the education appendix to the FY2013 budget, as released on ...
    Published over 2 years ago | Rated: +4
  • +21

    Are You a College Drop-Out Risk?

    Are You a College Drop-Out Risk?
    Yep, it happened. Congress couldn't get their act together, so now you’re going to have to pay more. But, before you borrow, make sure it will pay off in the future. What do we mean by this? Investing in your education is a good thing; it’s even often referred to as “good” debt. As long as you get a degree to ...
    Published about 1 year ago | Rated: +21
  • +28

    The “Free” Tuition Experiment

    The “Free” Tuition Experiment
    No matter where you attend college today, costs have skyrocketed, leaving students with the impending doom of student debt for years to come. Meanwhile, public funding for education has been declining to the point of nonexistence, as far as many students are concerned. So, what can be done to combat the issue? It seems as though many are considering the recent ...
    Published about 1 year ago | Rated: +28
  • +17

    Debt Worriers

    Debt Worriers
    At this point, it’s old news that student loan rates have doubled. It’s also nothing new to hear that student debt is higher than ever, surpassing $1 trillion. Student loan debt inflicts one out of five Americans over the age of 20; two out of three college seniors (2011). The average amount is nearly $27,000 – not a small amount by ...
    Published about 1 year ago | Rated: +17
  • +26

    How America Pays for College

    How America Pays for College
    Sallie Mae, the nation’s number one financial services company specializing in education, in conjunction with Ipsos, has released a new national study, "How America Pays for College 2013." The study’s findings were based on survey results from around 800 undergraduate students, between the ages of 18 and 24 years old and the parents of undergraduate students. According to the study, families ...
    Published 12 months ago | Rated: +26
  • +20

    The Restoration of Lower Student Loan Rates

    The Restoration of Lower Student Loan Rates
    Remember when student loan rates doubled in July after a lack of congressional action to stop it? That’s been reversed, after President Obama signed a law that restores lower interest rates for students. Republicans and democrats were finally able to come up with, what the President called a sensible, reasonable approach. The compromise came about after a series of summer negotiations. ...
    Published 11 months ago | Rated: +20
  • +3

    Should Wealthy Parents Cut Family Income Tenfold to Help their Children Qualify for Need-Based Student Financial Aid?

    My wife and I make about $150,000 in combined income. We have probably $350,000 in home equity, $100,000 in rental property equity and $500,000 in retirement accounts. We have three kids in college and a fourth starting in the fall a year from now. We hope to quit our jobs at some point and move to Nicaragua (or another Central American ...
    Published over 2 years ago | Rated: +3
  • +7

    Can a Student Receive Both Need-Based Grants and Merit-Based Scholarships?

    If a child does receive FAFSA can they still receive scholarships and grants? — Y.P. The Free Application for Federal Student Aid (FAFSA) is used to apply for need-based financial aid from the federal government, state governments and most colleges. The financial aid will include a mix of grants, loans and student employment. The terms grants and scholarships are often used ...
    Published about 2 years ago | Rated: +7
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