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Finance

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Finance

Finance is the study of funds management. The general areas of finance are business finance, personal finance (private finance), and public finance. Finance includes saving money and often includes lending money. The field of finance deals with the concepts of time, money, risk and how they are interrelated. It also deals with how money is spent and budgeted.

One facet of finance is through individuals and business organizations, which deposit money in a bank. The bank then lends the money out to other individuals or corporations for consumption or investment and charges interest on the loans.

Loans have become increasingly packaged for resale, meaning that an investor buys the loan (debt) from a bank or directly from a corporation. Bonds are debt instruments sold to investors for organizations such as companies, governments or charities. The investor can then hold the debt and collect the interest or sell the debt on a secondary market. Banks are the main facilitators of funding through the provision of credit, although private equity, mutual funds, hedge funds, and other organizations have become important as they invest in various forms of debt. Financial assets, known as investments, are financially managed with careful attention to financial risk management to control financial risk. Financial instruments allow many forms of securitized assets to be traded on securities exchanges such as stock exchanges, including debt such as bonds as well as equity in publicly traded corporations.

Central banks, such as the Federal Reserve System banks in the United States and Bank of England in the United Kingdom, are strong players in public finance, acting as lenders of last resort as well as strong influences on monetary and credit conditions in the economy.

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Matching Finance Colleges

Name
CUNY Bernard M Baruch College
Four or more years; Public; $11,040 average out-state tuition; $5,130 average in-state tuition
University of Pennsylvania
Four or more years; Private not for profit; $37,620 average out-state tuition; $37,620 average in-state tuition
University of Phoenix-Online Campus
Four or more years; Private for profit; $10,716 average out-state tuition; $10,716 average in-state tuition
Florida State University
Four or more years; Public; $17,544 average out-state tuition; $3,100 average in-state tuition
New York University
Four or more years; Private not for profit; $39,344 average out-state tuition; $39,344 average in-state tuition
University of Central Florida
Four or more years; Public; $18,591 average out-state tuition; $3,848 average in-state tuition
Pennsylvania State University-Main Campus
Four or more years; Public; $27,206 average out-state tuition; $15,124 average in-state tuition

Finance Scholarships

Name Amount Deadline
Actuary of Tomorrow - Stuart A. Robertson Memorial Scholarship $9,000 June 01, 2017
Google Public Policy Fellowship $7,500 May 26, 2017
John and Mary Linda Scholarship $5,000 May 31, 2017
NBMOA Hospitality Scholars Program Up to $5,000 May 26, 2017
RRF National Foundation Scholarship $5,000 June 15, 2017
Skilled Labor Shortage Scholarship $5,000 December 15, 2017
Asparagus Club Scholarship $4,000 June 14, 2017
Adelante/MillerCoors National Scholarship $3,000 June 04, 2017
CREW Chicago Scholarship Up to $3,000 October 31, 2017
Birmingham Chapter of the IMA Scholarship $2,500 February 01, 2018