Your financial situation. You’re asking for money, so be honest of your situation. On the other hand, don’t turn it into a sob story unless it really, truly is a sob story.
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When you first sit down to write your essay, just write. Don’t second guess yourself just yet; there will be ample time to do so in the editing stage. Right now, you should get every idea or statement down on paper. After you’re finished writing your essay, you’re really only half-way done.
Now comes the editing.