jayben says ...

What does it take to stick to a budget? What are some suggestions that you out there have used and really been helpful? I find that I get real motivated at first but then life gets busy and the budget starts to slip. tnaks to those slips i now have high interest rate unsecured personal loans to pay off... I need advice to help keep that motivation up and strong. What do you suggest?

Hey Jayben I think the best thing to do is consult a professional.  I know a good place to start

www.debtconsolidation.com

well good luck.

KristenR399 says ...

Jayben,

There are some really good blogs out there with tips about sticking to a budget.  I've bookmarked a few of them and read the articles and tips from time to time to remind myself of why I want to keep a budget (I'm saving up for something).  Here are my favorite two websites that I've found so far.

Good luck!

http://www.brokegradstudent.com/archives/

http://www.zencollegelife.com/

 

Hey one more tip, don't use any kind of credit card.  This is the worst trap out.  Credit cards don't relive debt they just delay it.

Enjoy the holidays.