My husband and I are going to school. I am working part time and going to school full time. My husband on the other hand is working full time and going to school part time. We have a mortgage payment and the usual bills. Does anyone have any suggestions on transitioning to part time employment while managing our finances? I appreciate any information or resources you may have to offer.

karolcrowley says ...

consider refinancing your home to a lower rate if it is over 6.25%, it would likely be beneficial.  if it doesnt lower the payment enough to pay for itself in the next 3-5 years, or if you intend to stay in the home longer, it could benefit you.  I am a mortgage banker with Wells Fargo.  check the rates on my website - www.karolcrowleymortgages.com

if you have enough equity, you may be able to take cash out to pay off some of the other bills too.  rates are still extremely low...

hey  nice website. I've been looking for a way to lower my mortgage payment also.