i'm in over my head...i have no idea where to go from here. Now that Congress has let teh federal government to now control over 90% of student loans, if you default on yours, the government can autimatically garnish your wages without going to court and you have no appeal rights.

i have over $20,000 of debt from my high rate unsecured personal loans and i have no idea which to pay first. i feel that i should try and pay the majority of my personal debt first because it has a higher interest rate and hold off on my student loans until a little later. but what if the government garnishes my wages because i'm not making payments? i figure either way i go i'm basically screwed because my debt is going to skyrocket if i don't make payments on my debt or if i don't pay off my student loans....

what else could i do?