I need advice on what to do. the problem is like this. in full story for the most part.... so i m currently at tri-c but in no classes at the time being.

my finical aid is all screwed up for my sophmore year of college. in my freshmen year i was doing fine til things started to fall apart. job becam very stress full. problems at home added to them. not only those but many other things as well. like car problems, girl problems if ur like me a guy.... so my grades started to slip. i couldnt sleep. i would be up for days straight. i finally got dianose with a sleep disoreder and started to see a psychologist to help me clear my mind..... soon i thought things were getting better. i started a better job. very less stressful. family problems became a flat line. and the girl problems dieded out.. months later. spring semester of school. things started up again. girl friend cheated on me. i was working second shift at new job full time. working 3pm to 1130pm if not later. and i mean sometimes i didnt get out of work til 3-4 in the morning the next day. than had classes that would start at 8am. so basically started sleeping through classes. than on top of that parents wanted to kick me out the house for no reason even tho already making me pay rent since 16. ( dont mind helping out but still) than i got in to a bad car accident. blew my knee out. i was so down and depress i didnt want to do anything. so scholl became last thing on my mind. grades slipped again........ now everything is better. except school. i lost aid and making appeal but seeing that i get a new shrink every 2 months. my new shrink took for ever to file the form for my appeal as medical reason.... now im out of school for fall semester 2009. i been looking at sanford brown to transfer to. better than tri -c. atleast for me. one thing i have no money. so i think loans right? bc i never took a loan out for tri-c. everything was paid for by scholarships n grants..... n i was told to take out a parent plus loan for some money for sanford brown. well parents said no. they are not taking any loans out. seeing my younger n old brother have loans through my parents. and they can barelly afford them..... so what do i do? go to? talk to? please help. i have no clue what to do.