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Social Worker with Six Figure Debt Seeks Advice Handling Student Loans

Social Worker with Six Figure Debt Seeks Advice Handling Student Loans

Help! I am a 24-year-old recent college graduate who is struggling to find full-time employment. I'm currently working full-time hours on a three-month contract that is going to expire at the ...

Mark Kantrowitz
Published February 27, 2012
Does a Parent's Credit History Affect the Student's Eligibility for Loans and Other Aid?

Does a Parent's Credit History Affect the Student's Eligibility for Loans and Other Aid?

My parents have a Federal Direct PLUS Loan they got while I was an undergraduate student several years ago. Due to their current financial hardship, they haven't been keeping up with ...

Mark Kantrowitz
Published July 11, 2011
Survey Says: Financial Considerations Affecting College Choices

Survey Says: Financial Considerations Affecting College Choices

Sallie Mae and Gallup just released the results of a survey of how American families pay for college. The survey found that families are becoming more cost conscious in their college ...

Mark Kantrowitz
Published August 19, 2009
Let Your Friends and Family Pay Your Tuition with a Peer-to-Peer Education Loan

Let Your Friends and Family Pay Your Tuition with a Peer-to-Peer Education Loan

One way to pay for college is to get everyone to chip in.

By Kathryn Knight
Published April 21, 2009
A Primer on the Doubling of the Subsidized Stafford Loan Interest Rate

A Primer on the Doubling of the Subsidized Stafford Loan Interest Rate

This article summarizes the background concerning the doubling of the interest rate on new subsidized Stafford loans to undergraduate students from 3.4% to 6.8% on July 1, 2012. It also discusses ...

Mark Kantrowitz
Published April 24, 2012
President Obama’s Down-to-the-Wire Loan Changes

President Obama’s Down-to-the-Wire Loan Changes

Obama is putting his last months in office to good use for student loan borrowers.

By Kathryn Knight Randolph
Published May 6, 2016
How to Report Stocks on the FAFSA

How to Report Stocks on the FAFSA

I am a single mom and my son will be entering his freshman year in college this fall. The FAFSA application asks for the gross income from last year's tax return. ...

Mark Kantrowitz
Published March 15, 2010
How Does a Pending Foreclosure or Short Sale Affect Financial Aid?

How Does a Pending Foreclosure or Short Sale Affect Financial Aid?

How do we answer the question "Do you own your home" on financial aid forms when we are in pre-foreclosure? We are not yet in active foreclosure, but are several years ...

Mark Kantrowitz
Published January 28, 2013
Is There a Better Option for Financing a College Education than a Parent PLUS Loan?

Is There a Better Option for Financing a College Education than a Parent PLUS Loan?

Parental options for higher education lending.

Mark Kantrowitz
Published May 16, 2012
6 Ways to Beat Student Loan Debt

6 Ways to Beat Student Loan Debt

You can beat student loan debt with these helpful tips.

By Kathryn Knight Randolph
Published April 29, 2016
Death and Disability May Now Get You Out of Paying Loans

Death and Disability May Now Get You Out of Paying Loans

According to a press release from Securian Financial Group, Sallie Mae is adding a total and permanent disability discharge on its Smart Option private student loan. This discharge will forgive the ...

Mark Kantrowitz
Published March 8, 2010
PLUS Loans for Grad Students

PLUS Loans for Grad Students

Grad students are entitled to the PLUS loan, like parents.

By Stephen Borkowski
Published April 21, 2009
An Early Look at the New Income-Based Repayment Plan

An Early Look at the New Income-Based Repayment Plan

A new version of income-based repayment (IBR) was enacted by the Health Care and Education Reconciliation Act of 2010, but will be effective only for new borrowers on or after July ...

Mark Kantrowitz
Published May 3, 2012
Figuring College Cost: The Package Deal

Figuring College Cost: The Package Deal

When you want to know what something costs you check the price tag, right? But sometimes it's not so simple. Compare going to a big-ticket school with attending a college with ...

By Roxana Hadad and Kay Peterson
Published September 4, 2008
The Restoration of Lower Student Loan Rates

The Restoration of Lower Student Loan Rates

After a series of summer negotiations, student loan interest rates have been restored to a more affordable percentage.

Elizabeth Hoyt
Published August 14, 2013
Tips for a Teacher on Managing Excessive Debt

Tips for a Teacher on Managing Excessive Debt

I have a dire question that needs urgent results. I took out a loan in college (undergraduate). I was foolish and took out the maximum loan amount that I could each ...

Mark Kantrowitz
Published August 23, 2010
Repayment Begins for Students Who Graduated in May and June

Repayment Begins for Students Who Graduated in May and June

Students who graduated in May or June are nearing the end of the six-month grace period. The first monthly loan payment is usually due in November or December. Don't Be Delinquent ...

Mark Kantrowitz
Published October 26, 2011
The Procrastinator's Guide to Financial Aid

The Procrastinator's Guide to Financial Aid

Stop procrastinating; fill out your financial aid forms now.

By Kay Peterson, Ph. D.
Published April 28, 2016
LoanGifting: New, Easy Way to Pay Off Student Loans

LoanGifting: New, Easy Way to Pay Off Student Loans

When you have student loan debt up to your ears, turn to a new type of direct crowdfunding as a source for help.

Elizabeth Hoyt
Published February 2, 2016
Survey Says: Families Perceive College Costs as Increasing by 17% Compared with Last Year

Survey Says: Families Perceive College Costs as Increasing by 17% Compared with Last Year

Sallie Mae and Gallup just released the results of their third annual survey of how American families pay for college. The survey found that families perceived college costs as increasing by ...

Mark Kantrowitz
Published August 9, 2010