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Borrowing for College: How Much is Too Much?

Borrowing for College: How Much is Too Much?

Beware of borrowing too much in student loans.

By Sandra Guy
Published April 28, 2016
Defaulting on Student Loans

Defaulting on Student Loans

Missing payments on your student loan has serious consequences. If you're making monthly payments and you're 270 days delinquent, or 330 days delinquent if you pay less often than monthly, then ...

By Elisa Kronish
Published September 4, 2008
How to Pay for Grad School

How to Pay for Grad School

Earning a graduate degree can be a smart idea, but how do you find the funding to pay for an expensive advanced degree? There are ways to earn a graduate degree ...

By Bridget Kulla
Published September 4, 2008
The Procrastinator's Guide to Financial Aid

The Procrastinator's Guide to Financial Aid

Stop procrastinating; fill out your financial aid forms now.

By Kay Peterson, Ph. D.
Published April 28, 2016
Help for Retired Parents Repaying Parent PLUS Loans on Fixed Income

Help for Retired Parents Repaying Parent PLUS Loans on Fixed Income

Help!!! My Parent PLUS loans are presently in a forbearance that will end in a few months. My expected installment payments are more than my monthly income. I am retired and ...

Mark Kantrowitz
Published September 13, 2010
Guide to Financial Aid Award Letters

Guide to Financial Aid Award Letters

Understand your financial aid award letter.

Published March 3, 2016
Five Surprising Financial Aid Facts

Five Surprising Financial Aid Facts

Think you know financial aid? These five facts might surprise you. 1. Most students receive financial aid. If you’re not going to bother applying for scholarships because you think no one ...

By Bridget Kulla
Published September 4, 2008
How the Average Joe Can Pay for School

How the Average Joe Can Pay for School

Don't be a confused college student.

By Kathryn Knight Randolph
Published April 28, 2016
Ask the Expert: Why Not Borrow from My 401(k) for My Daughter's College Tuition?

Ask the Expert: Why Not Borrow from My 401(k) for My Daughter's College Tuition?

Why borrowing tuition money from your 401(k) is a bad idea.

By Mark Kantrowitz
Published April 21, 2009
Choosing an Education Loan

Choosing an Education Loan

The cost of an education loan is usually the most important criterion.

Mark Kantrowitz
Published March 23, 2010
Options for a Family Denied Education Loans Due to Insufficient Income

Options for a Family Denied Education Loans Due to Insufficient Income

My daughter received some financial aid for her freshman year of college but we still had to take out a sizable loan for the rest. She applied for a loan her ...

Mark Kantrowitz
Published October 4, 2010
Would Forgiving Student Loans Stimulate the Economy?

Would Forgiving Student Loans Stimulate the Economy?

Several grass-roots groups were established on Facebook in early 2009 calling for the cancellation of all student loan debt under the theory that this will stimulate the economy. Most noteworthy is ...

Mark Kantrowitz
Published August 9, 2009
Should You Prefer Your Preferred Lender List?

Should You Prefer Your Preferred Lender List?

Students whose financial aid packages include loans will receive a preferred lending list with their financial aid package. Most college financial aid office have one. What is a preferred lender list? ...

By Sandra Guy
Published December 8, 2012
Albany City Council Passes Loan Forgiveness Resolution

Albany City Council Passes Loan Forgiveness Resolution

The Albany Common Council passed a non-binding resolution urging Congress to "consider forgiving student loans" on Monday, August 17, 2009 by a vote of 12 to 0. The city council's resolution ...

Mark Kantrowitz
Published August 18, 2009
Questions about the Health Care and Education Reconciliation Act of 2010

Questions about the Health Care and Education Reconciliation Act of 2010

If you have already graduated from college, will you be affected by the new changes to student loans in the health care bill? — Lauren A. No. None of the changes ...

Mark Kantrowitz
Published April 12, 2010
Education Lender Agrees to Pay Borrowers $9.75 Million in Class-Action Lawsuit Settlement

Education Lender Agrees to Pay Borrowers $9.75 Million in Class-Action Lawsuit Settlement

If you borrowed federal student loans from NorthStar Education Finance, you may get a small refund as part of a class action settlement concerning NorthStar Education Finance's suspension of its T.H.E. ...

Mark Kantrowitz
Published April 21, 2010
Congress Proposes Allowing Private Student Loans to be Discharged in Bankruptcy

Congress Proposes Allowing Private Student Loans to be Discharged in Bankruptcy

Congress is proposing to allow borrowers to discharge private student loans in bankruptcy. Under current law, education loans are not dischargeable in bankruptcy except in extreme circumstances. The US Bankruptcy Code ...

Mark Kantrowitz
Published April 22, 2010
How to Choose the Best Education Loans

How to Choose the Best Education Loans

Know your student loan options before you borrow.

Mark Kantrowitz
Published April 30, 2010
Do Outstanding Loans Affect Eligibility for Financial Aid?

Do Outstanding Loans Affect Eligibility for Financial Aid?

How do outstanding loans affect future financial aid awards for my children? Is there any advantage to trying to pay them back early (other than less interest)? Are they counted towards ...

Mark Kantrowitz
Published May 10, 2010
Impact of a Government Shutdown on Student Financial Aid

Impact of a Government Shutdown on Student Financial Aid

If Congress fails to pass legislation funding the federal government, the federal government will shut down and more than 800,000 government employees will be furloughed. The impact on federal student aid, ...

Mark Kantrowitz
Published April 8, 2011