Home / Financial Aid / Expert Financial Aid Advice Articles

Expert Financial Aid Advice Articles

Displaying 261 - 280 of 334
Financial Aid for Graduate School: Your Credit History Affect and Types of Aid

Financial Aid for Graduate School: Your Credit History Affect and Types of Aid

Paying for graduate school with undergraduate and credit card debt.

Mark Kantrowitz
Published July 9, 2012
Is a 3.75% Cash-Out Refinance on a Mortgage Better than Federal Student Loans?

Is a 3.75% Cash-Out Refinance on a Mortgage Better than Federal Student Loans?

Expert advice on refinancing your mortgage to pay for college.

Mark Kantrowitz
Published July 16, 2012
Money Saving New Year's Resolutions

Money Saving New Year's Resolutions

The New Year is a perfect chance to resolve to save money for your education.

Elizabeth Hoyt
Published December 22, 2014
Why Should I Complete the FAFSA?

Why Should I Complete the FAFSA?

FAFSA stands for Free Application for Federal Student Aid; translation: free government money to help you pay for school!

Elizabeth Hoyt
Published December 2, 2015
Does Consolidating Student Loans Save Money Like a Refinance?

Does Consolidating Student Loans Save Money Like a Refinance?

I have a question concerning consolidating my federal loans. I have some that are subsidized and some that are unsubsidized. Can I combine these at a lower interest rate? I have ...

Mark Kantrowitz
Published May 16, 2011
Questions about Qualifying for the Federal Parent PLUS Loan

Questions about Qualifying for the Federal Parent PLUS Loan

My son has been accepted to an expensive private non-profit college for the fall. We have been awarded a pretty generous financial aid package from the school (approximately $30,000) which leaves ...

Mark Kantrowitz
Published March 18, 2013
What Happens When Retirement Money isn't in a Qualified Retirement Plan?

What Happens When Retirement Money isn't in a Qualified Retirement Plan?

I am a single parent, age 56 and my daughter will be applying for college next year. I make less than $60,000, but have just over $100,000 in savings and mutual ...

Mark Kantrowitz
Published March 25, 2013
Does a "Safety Net" Affect Eligibility for Student Financial Aid?

Does a "Safety Net" Affect Eligibility for Student Financial Aid?

We are parents of a high school junior looking to learn about the best places to put our money for when we fill out that first FAFSA in two years. My ...

Mark Kantrowitz
Published December 26, 2011
Does Joint Repayment Obligate Spouses for Each Other's Student Loans?

Does Joint Repayment Obligate Spouses for Each Other's Student Loans?

Are you accountable for your spouse's student loans?

Mark Kantrowitz
Published September 24, 2012
Paying the College Directly to Avoid Gift Taxes

Paying the College Directly to Avoid Gift Taxes

Under current IRS rules, a payment made directly to an educational institution to pay for the tuition of a student does not count as a gift to the student for gift ...

Mark Kantrowitz
Published September 27, 2012
LoanGifting: New, Easy Way to Pay Off Student Loans

LoanGifting: New, Easy Way to Pay Off Student Loans

When you have student loan debt up to your ears, turn to a new type of direct crowdfunding as a source for help.

Elizabeth Hoyt
Published February 2, 2016
When Can a Student's Grandparents Substitute for the Parents on Financial Aid Forms?

When Can a Student's Grandparents Substitute for the Parents on Financial Aid Forms?

If a student lives with a grandparent, is there any way the student can use the grandparent's income tax information on her FAFSA? I have lived with my grandmother for all ...

Mark Kantrowitz
Published August 8, 2011
3 Things You Need to Know About Financial Aid Now

3 Things You Need to Know About Financial Aid Now

Keep in mind these three things about financial aid.

By Kathryn Knight Randolph
Published March 15, 2016
Social Worker with Six Figure Debt Seeks Advice Handling Student Loans

Social Worker with Six Figure Debt Seeks Advice Handling Student Loans

Help! I am a 24-year-old recent college graduate who is struggling to find full-time employment. I'm currently working full-time hours on a three-month contract that is going to expire at the ...

Mark Kantrowitz
Published February 27, 2012
How to Deal with a Defaulted But Paid-Off Student Loan that Reappears

How to Deal with a Defaulted But Paid-Off Student Loan that Reappears

Years ago, I went to a two-year school and obtained my Associate's degree. I defaulted on the loan. However, my taxes were taken years later (twice) to take care of the ...

Mark Kantrowitz
Published March 5, 2012
An Early Look at the New Income-Based Repayment Plan

An Early Look at the New Income-Based Repayment Plan

A new version of income-based repayment (IBR) was enacted by the Health Care and Education Reconciliation Act of 2010, but will be effective only for new borrowers on or after July ...

Mark Kantrowitz
Published May 3, 2012
How will a Parent's Financial Troubles Affect the Student's Eligibility for Student Loans?

How will a Parent's Financial Troubles Affect the Student's Eligibility for Student Loans?

My 17-year-old daughter is eager to begin college. We have some difficult financial situations to contend with and could use your advice and direction. Her dad and I are divorced. I ...

Mark Kantrowitz
Published May 7, 2012
Confusion about Reporting Custodial 529 College Savings Plan Accounts on the FAFSA

Confusion about Reporting Custodial 529 College Savings Plan Accounts on the FAFSA

My daughter is a freshman (in college) and lives more than 50% of the time with her mother who is the custodial parent. Her mom and I have been divorced for ...

Mark Kantrowitz
Published December 31, 2012
Congress Passes Fiscal Cliff Legislation, Extending American Opportunity Tax Credit

Congress Passes Fiscal Cliff Legislation, Extending American Opportunity Tax Credit

Congress passed the American Taxpayer Relief Act of 2012 (H.R. 8) late on Tuesday, January 1, 2013. The measure passed with bipartisan support in the Senate by a vote of 89 ...

Mark Kantrowitz
Published January 1, 2013
What Do You Do If Your Application for a FAFSA PIN is Rejected?

What Do You Do If Your Application for a FAFSA PIN is Rejected?

Expert financial aid answers to all of your questions.

Mark Kantrowitz
Published October 23, 2011