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Financial Aid and Scholarships for Foster Care and Adopted Children

Financial Aid and Scholarships for Foster Care and Adopted Children

I adopted a special needs foster child when he was 11 years old. I have been told he does not qualify for any aid. I recently learned that if I would ...

Mark Kantrowitz
Published September 17, 2012
Can Parent PLUS Loans Get Income-Based Repayment and Loan Forgiveness?

Can Parent PLUS Loans Get Income-Based Repayment and Loan Forgiveness?

You've mentioned previously that while Parent PLUS loans are nominally eligible for public service loan forgiveness, they are not eligible for IBR or ICR, which leaves nothing left to forgive. Is ...

Mark Kantrowitz
Published April 8, 2013
Potential Impact of the Fiscal Cliff on Federal Student Financial Aid

Potential Impact of the Fiscal Cliff on Federal Student Financial Aid

The Budget Control Act of 2011 enacted automatic across-the-board spending cuts in the federal budget if Congress in unable to achieve specified reductions in overall spending on its own. This process ...

Mark Kantrowitz
Published September 16, 2012
5 Ways to Make College More Affordable

5 Ways to Make College More Affordable

Make college more affordable with these tips.

By Kathryn Knight Randolph
Published October 23, 2015
New Proposals for Hybrid Fixed/Variable Interest Rates on Federal Student Loans

New Proposals for Hybrid Fixed/Variable Interest Rates on Federal Student Loans

The President's budget for fiscal year 2014, which was released on April 10, 2013, includes a proposal for switching new federal student loans to a hybrid fixed/variable interest rate scheme starting ...

Mark Kantrowitz
Published April 12, 2013
How to Qualify for a PLUS Loan Despite an Adverse Credit History

How to Qualify for a PLUS Loan Despite an Adverse Credit History

I'm currently an MBA student who has a VERY adverse credit history. Part of which includes a defaulted Federal Loan. I'm halfway through my first year of business school and find ...

Mark Kantrowitz
Published April 15, 2013
Maximizing Aid Eligibility: What You Need to Know

Maximizing Aid Eligibility: What You Need to Know

Work with your parents to maximize your aid eligibility for college.

By Kathryn Knight Randolph
Published June 13, 2011
Does Adoption Affect an Orphan's Eligibility for Financial Aid?

Does Adoption Affect an Orphan's Eligibility for Financial Aid?

I am trying to advise two students whose mother died four years ago and their father died last week, unfortunately. The girls' grandmother is now taking care of them (a 9th ...

Mark Kantrowitz
Published April 22, 2013
Are There Any Loan Forgiveness Programs for Social Workers, Teachers and Other Public Service Jobs?

Are There Any Loan Forgiveness Programs for Social Workers, Teachers and Other Public Service Jobs?

Are you familiar with any programs that could assist a low-income social worker who has used up his hardship deferments? Any assistance would be appreciated. I'm in a low-paying county, being ...

Mark Kantrowitz
Published June 13, 2011
Does a "Safety Net" Affect Eligibility for Student Financial Aid?

Does a "Safety Net" Affect Eligibility for Student Financial Aid?

We are parents of a high school junior looking to learn about the best places to put our money for when we fill out that first FAFSA in two years. My ...

Mark Kantrowitz
Published December 26, 2011
Does Joint Repayment Obligate Spouses for Each Other's Student Loans?

Does Joint Repayment Obligate Spouses for Each Other's Student Loans?

Are you accountable for your spouse's student loans?

Mark Kantrowitz
Published September 24, 2012
Paying the College Directly to Avoid Gift Taxes

Paying the College Directly to Avoid Gift Taxes

Under current IRS rules, a payment made directly to an educational institution to pay for the tuition of a student does not count as a gift to the student for gift ...

Mark Kantrowitz
Published September 27, 2012
Shocking Student Debt Statistics

Shocking Student Debt Statistics

These numbers are jaw-dropping, to say the least!

By Elizabeth Hoyt
Published May 11, 2016
Programs and Scholarships to Pay Off Student Loans

Programs and Scholarships to Pay Off Student Loans

Looking for a bailout? Good news! The only catch is you'll have to do some good...

Elizabeth Hoyt
Published March 31, 2016
Can a Dependent Student File the FAFSA as Independent if the Student's Parents Don't File Federal Income Tax Returns?

Can a Dependent Student File the FAFSA as Independent if the Student's Parents Don't File Federal Income Tax Returns?

The next several Ask Kantro columns will answer questions about the Free Application for Federal Student Aid (FAFSA). The FAFSA may be filed starting on January 1. The FAFSA is used ...

Mark Kantrowitz
Published January 2, 2012
President Elect Donald Trump and Student Loan Debt

President Elect Donald Trump and Student Loan Debt

What we know so far about Trump's plans.

By Kathryn Knight Randolph
Published November 18, 2016
Year in Review: Ups and Downs for Student Financial Aid in 2011

Year in Review: Ups and Downs for Student Financial Aid in 2011

2011 was an eventful year for student financial aid, student loans and scholarships. This article summarizes the major events, positive and negative, for student aid in 2011. It also provides a ...

Mark Kantrowitz
Published January 5, 2012
Why Do We Owe the College Money After the Student Dropped Out?

Why Do We Owe the College Money After the Student Dropped Out?

My son was awarded an amount from FAFSA and also money from the LIFE and Pell grants. We paid the remainder of his tuition out of pocket. He started his freshman ...

Mark Kantrowitz
Published January 9, 2012
Can a Student Receive a Pell Grant for a Second College Degree?

Can a Student Receive a Pell Grant for a Second College Degree?

I am a 25-year-old woman looking to go back to school for a second degree in a different field of study than my original degree. I am married to an enlisted ...

Mark Kantrowitz
Published October 1, 2012
Financial Aid and Scholarships for Undocumented Students

Financial Aid and Scholarships for Undocumented Students

What advice would you give on financial aid to undocumented students? — T.T. Before discussing financial aid for undocumented students, it is best for students who believe that they are undocumented ...

Mark Kantrowitz
Published October 8, 2012