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Your Financial Aid Deadlines: 2014-2015

Your Financial Aid Deadlines: 2014-2015

Check your state’s specific listing to make sure you know which criteria apply!

Elizabeth Hoyt
Published February 11, 2014
Finding Funding on Campus

Finding Funding on Campus

Avoiding the topic of financial aid only makes it that much worse in the long run!

Elizabeth Hoyt
Published January 29, 2014
Bi-Partisanship in the Name of Debt

Bi-Partisanship in the Name of Debt

If most young people are united in believing there is an issue, what are they doing to resolve it?

Elizabeth Hoyt
Published December 10, 2013
Avoiding the Average...

Avoiding the Average...

Stop being a statistic and start getting smart about student debt.

Elizabeth Hoyt
Published December 6, 2013
The Best Schools for Financial Aid

The Best Schools for Financial Aid

These schools prove that it is possible to make educational funding readily available to their students.

Elizabeth Hoyt
Published October 8, 2013
The Restoration of Lower Student Loan Rates

The Restoration of Lower Student Loan Rates

After a series of summer negotiations, student loan interest rates have been restored to a more affordable percentage.

Elizabeth Hoyt
Published August 14, 2013
How America Pays for College

How America Pays for College

Families have adjusted to the post-recession when it comes to paying for school, using grants and scholarships to fund the rising college costs.

Elizabeth Hoyt
Published July 24, 2013
The “Free” Tuition Experiment

The “Free” Tuition Experiment

It seems as though many are considering the recent doubling of student loan rates as a tipping point to the education cost issue - with more alternative payment programs resulting.

Elizabeth Hoyt
Published July 10, 2013
Prepare to Pay Even More for School

Prepare to Pay Even More for School

The current interest rate is 3.4 percent and, starting the first of July, would double for more than seven million students.

Elizabeth Hoyt
Published May 29, 2013
FAFSA Updated to Accommodate Same-Sex Parentage

FAFSA Updated to Accommodate Same-Sex Parentage

The changed to the 2014-2015 FAFSA is considered a step forward for the LGBTQ community.

Elizabeth Hoyt
Published May 8, 2013
Why Do Financial Aid Application Forms Use Last Year's Income?

Why Do Financial Aid Application Forms Use Last Year's Income?

Why do the government and colleges use last year's income to determine financial aid for the current year? Our financial situation has changed, my husband was laid off last year but ...

Mark Kantrowitz
Published April 29, 2013
Does Adoption Affect an Orphan's Eligibility for Financial Aid?

Does Adoption Affect an Orphan's Eligibility for Financial Aid?

I am trying to advise two students whose mother died four years ago and their father died last week, unfortunately. The girls' grandmother is now taking care of them (a 9th ...

Mark Kantrowitz
Published April 22, 2013
How to Qualify for a PLUS Loan Despite an Adverse Credit History

How to Qualify for a PLUS Loan Despite an Adverse Credit History

I'm currently an MBA student who has a VERY adverse credit history. Part of which includes a defaulted Federal Loan. I'm halfway through my first year of business school and find ...

Mark Kantrowitz
Published April 15, 2013
New Proposals for Hybrid Fixed/Variable Interest Rates on Federal Student Loans

New Proposals for Hybrid Fixed/Variable Interest Rates on Federal Student Loans

The President's budget for fiscal year 2014, which was released on April 10, 2013, includes a proposal for switching new federal student loans to a hybrid fixed/variable interest rate scheme starting ...

Mark Kantrowitz
Published April 12, 2013
Can Parent PLUS Loans Get Income-Based Repayment and Loan Forgiveness?

Can Parent PLUS Loans Get Income-Based Repayment and Loan Forgiveness?

You've mentioned previously that while Parent PLUS loans are nominally eligible for public service loan forgiveness, they are not eligible for IBR or ICR, which leaves nothing left to forgive. Is ...

Mark Kantrowitz
Published April 8, 2013
Quick Answers to Common Questions about Financial Aid

Quick Answers to Common Questions about Financial Aid

Financial aid is an inherently complicated topic. Sometimes students and parents have questions that may seem obvious to people who have more experience with financial aid. But they can't find the ...

Mark Kantrowitz
Published April 1, 2013
What Happens When Retirement Money isn't in a Qualified Retirement Plan?

What Happens When Retirement Money isn't in a Qualified Retirement Plan?

I am a single parent, age 56 and my daughter will be applying for college next year. I make less than $60,000, but have just over $100,000 in savings and mutual ...

Mark Kantrowitz
Published March 25, 2013
Questions about Qualifying for the Federal Parent PLUS Loan

Questions about Qualifying for the Federal Parent PLUS Loan

My son has been accepted to an expensive private non-profit college for the fall. We have been awarded a pretty generous financial aid package from the school (approximately $30,000) which leaves ...

Mark Kantrowitz
Published March 18, 2013
Does Dependency Status on Income Tax Returns Affect Financial Aid Eligibility?

Does Dependency Status on Income Tax Returns Affect Financial Aid Eligibility?

My daughter graduated from undergraduate school in May of this year. As far as student loans were concerned she was considered a dependent for the 4 years she attended there and ...

Mark Kantrowitz
Published March 11, 2013
Sequestration Cuts Federal Student Aid Funding

Sequestration Cuts Federal Student Aid Funding

Congress did not reach an agreement to reduce the FY2013 budget deficit on March 1, 2013. Accordingly, the automatic across-the-board budget cuts known as sequestration will become effective on March 27, ...

Mark Kantrowitz
Published March 4, 2013