Should I take out a student loan?

To combat overborrowing to pay for college, students should exhaust all of their financial options first. This means searching for scholarships, applying for financial aid, and looking for a part-time job. If students still require money to pay for college, it’s time to look at student loans.

How much will you owe in student loans after college?

The amount you owe after college is entirely up to you.

How can you reduce your student debt?

Many families cringe at the thought of taking out loans to pay for college. While it’s necessary in many cases, there are things you can do to minimize the amount you have to take out. It requires you to get creative with how you’re paying for college and pull from multiple sources.

Financial Aid

Student Loans for College: How Much Debt is Too Much Debt?

Q: How much student debt is reasonable?

A good rule of thumb is to never borrow more than your expected starting annual salary.

Before you borrow, determine how much student debt is reasonable for your current and future financial circumstances.

What to know before you take out student loans for college.

Loans

Private Student Loans

Colleges

Gear Up for National College Decision Day 2024

Learn why Decision Day might not be May 1 this year. Get three tips while you wait for your financial aid awards to arrive before making any decisions. Access a guide with tools to help you make the best college decision.